Improved offer of Respekt cash loans for pensioners | Societe Generale Montenegro
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Naslovnica > Content > Improved offer of Respekt cash loans for pensioners
Improved offer of Respekt cash loans for pensioners

Societe Generale Bank Montenegro offered Respekt cash loan for pensioners under more favorable terms. Given that pensioners are mostly long-term bank customers, appreciating their loyalty, the bank has decreased the interest rate, so this loan can now be raised at a nominal annual interest rate of 7.49%, / effective interest rate of 7.50% with the life policy insurance. Loans are granted in the amount of up to 20.000,00 €, with a repayment period of up to 120 months. Until January 31, 2018, this loan can be raised without administrative costs.
With all the necessary documentation collected , the loan can be raised in the branches of the bank in just one day.
Respect cash loans for pensioners are intended for all pensioners of the PIO Fund Montenegro who receive their pensions through the account in Societe Generale Bank Montenegro.

Societe Generale Bank Montenegro, in accordance with legal regulations, is licensed for insurance representation activities, and our clients can apply for the life insurance policy at each branch in Podgorica, Nikšić, Danilovgrad, Cetinje, Budva, Bar, Ulcinj, Kotor, Tivat, Herceg Novi, Kolasin, Bijelo Polje, Berane and Rozaje and thus save in time.

Representative loan example:

For the loan amount of 10.000,00 €, repayment period of 120 months, the nominal annual interest rate is 7.49%, while the effective annual interest rate is 7.50% at 5.12.2017, monthly instalment 117.37 €, administrative fee is 0 €. The total costs are € 4,214.40 and represent a sum of interest for the entire period, administrative fees, fees for bills (€ 2) and inquiry Credit registry of CBMNE (€ 3).  Insurance policy costs are not included in total costs, total debt and effective rate calculation.

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