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Naslovnica > Retail clients > Loans > Cash loan FREŠ KEŠ
Cash loan FREŠ KEŠ

If you need cash to buy something you really want or to pay fast for the obligations, a FREŠ KEŠ loan is the right solution for you.

Target clients

The loan is intended for the clients of the bank who have regular income and are permanently employed.

Advantages

  • Loan approval in a day!
  • The loan is approved in the amounts from € 500 up to € 20,000 (up to € 15,000 without guarantors) 
  • repayment period from 6 to 96 months (without guarantors: up to 96 months)
  • The loan is approved at fixed interest rate.

If you need money to finance the education of students or high school pupils we offer special loan Primus with favorable conditions for approval. More

More

Sample of loan

Loan amount

3.500,00€

8.000,00€

15.000,00€

Repayment period

48 months

96 months

96 months

Nominal interest rate (annual)

7,49%

7,49%

7,49%

Monthly instalment

84,21€

110,05€

206,35€

Administrative fee

52,50€

120,00€

225,00€

Total interest

542,08€

2.564,80€

4.809,60€

Effective interest rate

8,33%

7,94%

7,94%

Total costs*

599,58€

2.689,80€

5.039,60€

Total debt

4.099,58€

10.689,80€

20.039,60€

*Total costs represent the sum of interests for the entire period, administrative fees, bill of exchange fee (2€) and inquiry fee for Credit registry report (3€). 

General rules of approval

The loans are approved to the adult, creditworthy loan applicants who make regular income from a permanent employment. A creditworthy applicant is a client who is able to repay his/her total monthly obligations including the loan installment with the half of his/her salary/pension.

Collateral

  • bill of exchange and bill authorization signed by the client (and guarantor, if required under the loan requirements)
  • administrative prohibition for the client (and guarantor, if required under the loan requirements)
  • term deposit – a deposit equal to 25% of the required / approved amount may replace the second or the following guarantor

The bank may require additional collateral (warranty of the legal entity, more guarantors).

Required documentation

I would like to appoint the meeting/order a call from Call centre

Branch offices

Real estates

Real estates for saleRequest for lease

Currency exchange list

  • val. unit. Srednji change
  • CHF 1 1.1497
  • GBP 1 0.892
  • USD 1 1.1746
  • rate 6m. 3m.
  • EURIBOR -0.27 -0.33

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